Learn how to manage your finances, and grow your wealth. I can help you get the right financial solutions for your unique needs - whatever they may be. Whether you need help with investments, insurance, or just general planning, I can provide the advice and support you need to make sound financial decisions

Get in touch

Are you feeling overwhelmed with your finances?

You're not alone. Financial planning is one of the most important things you can do for yourself - it ensures you're prepared for any situation that comes your way. That's why I offer a wide range of services, from insurance to investment advice.

I want to help make your life easier and less stressful when it comes to managing your finances.

Download my guide to learn how to choose the right financial planner for your needs.

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Over 20 years' experience providing information and guidance, so your hard earned money is protected now and for the years to come.

At Safe Harbour, we provide more than just a financial plan, we create peace of mind. I do three things: Investments, Insurance and Strategies – growing, protecting and transferring wealth as tax efficiently as possible. This career path chose me, through my own life experience I wanted to empower others to make wise financial decisions. Life can be a complex, overwhelming journey, I understand as I've been there in my early years as a single mom. The strategies I create give my clients a roadmap so they can be confident about their future. I've helped my clients build dreams and we've made them realities together.

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Corporate Experts

Our office has access to Advanced Financial Planning professionals who have the knowledge and experience to address even the most complex situations. Our office is supported by a team of over 20 CPAs, lawyers and other specialists across Canada.

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our Process

Several Strategies Include

  • Cascading Life Insurance Strategy
  • Asset Protection
  • Insured Retirement Strategy

Tax-efficient way to accumulate and transfer wealth across multiple generations.

Potential creditor and liability protection could make segregated fund investments an excellent choice for business owners as well as the ability to lock in market gains and bypass probate and public record.

Fixed income investment with returns guaranteed for life structured to result in higher after-tax cash flow compared to a fixed investment with a separate insurance component to preserve the original estate capital.

Investing can seem complicated, but I'm here to simplify things for you. With my help, you can feel confident about your finances and achieve the future you desire.

Sign up for my newsletter today and get started on the path to success!



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Google Review

  • Positive: Professionalism, Quality, Responsiveness, Value

    Munly Liang
  • Just want to take a moment to say thank you Twyla for your expertise and taking time to explain life insurance to me. It is refreshing to not feel like being sold something, verses investing into my families future and there financial security. Appreciate it! :)

    Brett Ziemer
  • With Twyla we have always received exceptional service. She is knowledgeable and friendly.

    Orlando Rodriguez
  • Positive: Professionalism, Quality, Responsiveness, Value

    Highly highly recommend Twyla she is so knowledgeable keep and professional. We are so fortunate to have a Life Insurance Representative like her in our community!

    Armstrong Office
  • Positive: Professionalism, Quality, Responsiveness

    Twyla is warm an exeptionally good at her job. She understands the needs of the individual and effortlessly accepts her clients' values, instincts and means. Twyla's care does not end with your signature.

    Teal Goyeche
  • I would definitely recommend Twyla to anyone looking who is looking for honest advice regarding life, and disability insurance. She really knows her products and is genuine. She took the time to explain the different options to me and I am thankful that Twyla has helped me plan and prepare for my future well being.

    Colleen K
  • Positive: Professionalism

    Twyla is very knowledgeable and doesn't make you feel pressured to do anything, she focused on educating me and my wife about our options and existing coverage. In the end we got better coverage for less money and she gave us tips on how to maximize my existing work coverage so everything was harmonious.

    Jesse Hamming
  • Twyla is amazing at insurance planning to take you through every stage of life. She makes sure there are no surprises in the future as you get older. No one else has ever taken the time to thoroughly explain the pros and cons of each product structure in an easy to understand way so you can make an informed decision.
    I like that she’s a broker so she works for you and not just one company that she represents. I highly recommend her.

    DJ Aerodynamix
  • Positive: Professionalism, Quality

    Twyla has been very helpful, supportive and respectful with helping me and my husband find the best insurance options for our needs and budget. She is extremely patience, genuine and kind. So happy we found her.

    michelle van kampen
  • Twyla is so personable and I felt like she really cared authentically about what was best for my family’s needs at the time, not just a sale. She is also super knowledgeable and I felt like I could trust her to get the best possible product and give the best recommendations. I feel safe in her recommendations and care for these important aspects of financial planning.

    Amanda Rodriguez
  • Twyla is absolutely the best of the best. So knowledgeable and kind! She took the time answering every question I had over multiple appointments (I went in with a long list, haha) and I never once felt pressured or rushed. My husband and I both use her for all of our personal insurance needs and I have recommended her so many times to my friends and colleagues.

    Julianna Stuart
  • Positive: Professionalism, Responsiveness

    Twyla is without a doubt one of the best insurance specialists around. She is extremely knowledgeable, professional and personable. I trust her fully with all my insurance needs and the insurance needs of my family. She is extremely responsive and has been an incredible resource to me. I wouldn’t hesitate to recommend Twyla to anyone, and do.

    Zachary Palmer
  • Twyla is an excellent advisor. She explains insurance in a simple and easy to understand manner that enables clients to feel confident and comfortable when doing business with her. Twyla's 'no pressure' approach allows clients to decide what best fits their needs and budget. She works with all of the big carriers - Manulife, Canada, Life, Empire Life, Equitable Life, Sun Life and every other major carrier in Canada thus enabling her to tailor policies to each individual at the best rates available. Twyla also works well with business owners to tailor group coverages for their management and staff.

    Susanne Bulmer